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WHAT IS TITLE INSURANCE? A title insurance policy protects the insured against any loss suffered as a result of the title to land not being as insured in the policy. For a one time premium the title policy provides protection as long as the buyer owns the property. Unlike other kinds of insurance, title insurance insures against past events, affecting the rights to real property, rather than unforeseen future events. WHY IS TITLE INSURANCE IMPORTANT? Title insurance is recommended on any home, no matter how new or apparently secure. Undoubtedly,

WHY DO I NEED TITLE INSURANCE? Title insurance insures that any defect in title to the land you are purchasing has been called to your attention and corrected before your transaction closes. Should there be a claim made against your title as covered by your policy, it is then our obligation to protect you. WHO IS COVERED? Typically there are two (2) policies issued. The Owner’s Policy insures the purchaser for the purchase price. The Lender’s Policy insures the lender for the amount of the loan. WHAT IS COVERED? Title